Group Health Insurance

   
 

 

 

Employee Benefits - Group Health, Dental & Vision

(Dental & Vision are optional)

Overview

Group Health insurance is similar in form to individual health insurance The primary differences are the conditions under which a person my apply and the requirements for acceptance.  Before applying through a group a person must satisfy the waiting periods and employment requirements of the group. However, once an application can be made the conditions for acceptance are usually less strict than with an individual policy.  Also, certain protections under the law are available for members of group policies that are not available to owners of individual plans.

Exceptional Small Business Plan Options

  • With better selection in health plans and more ways to cut costs, employers can afford to offer a plan that meets their employees' needs - and exceeds their expectations.
  • Simply put, our small business plans offer you and your employees more.
  • More plan choices to help employers and employees find the plan that fit, including more than four new plans for 2008.
  • More flexible cost-cutting programs offered by some of the leading companies in the industry.

Solutions

  • HMO Plans - This no-hassle plan a low $5 to $50 co-payment and some of the most comprehensive coverage options in the market.
  • Open Access Plans - This special hybrid allows self-referrals to select providers in a statewide PPO network, at affordable premiums, similar to the traditional HMO plans.
  • PPO Plans - This plan offers affordable PPO coverage  with manageable out-of-pocket expenses (a fixed co-payment for many services) and the freedom to visit any doctor or hospital in a large statewide PPO network.
We make sure you fully understand the differences of the plans so that you can make the best decision for your company in a quick and efficient manner.   We also thoroughly assist you in the enrollment process to conserve your valuable time and follow-up with employee education.

To learn more about this coverage, or request a free quote contact us.

For an online quote click here.

For an online quote click here

 

   
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