Do You Need Crime Coverage?

Better reread your policies.  General insurance policies usually exempt employee theft. The primary strength of crime insurance is that it provides coverage should you be the victim of dishonest employees. 

But the scope of crime insurance is broader than employee theft.  For additional premiums you can cover just about any commercial risk.  Some will include coverage for theft not just by employees but also directors and partners.  Others cover some cases of identity fraud, in which a business is defrauded by a person claiming to be an employee or agent (such as a delivery person).  For the truly security-conscious, you can even be protected against the failure of government or public officials to perform their duties.

Crime coverage can help you stay afloat should a security breach cause a halt in the operation of your business.

To learn more about Crime Insurance coverage, or request a free quote contact us.

For an online quote click here.